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Sharia-compliant BNPL

Shahed

Buy now, pay in installments. Interest-free.

Shahed is a buy-now-pay-later platform for the Jordanian market, built on a Sharia-compliant model: no interest, no late fees, a one-minute application and instant approval.

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The challenge

People want to pay in installments but avoid it because of interest, paperwork and waiting — and merchants lose sales because of it.

The solution

We built a complete ecosystem: customers pay in interest-free installments, merchants receive the full invoice amount, and Shahed handles collection.

Features

  • Customer mobile app
  • Merchant dashboard & POS
  • Settlement & accounting
  • Automated credit scoring
  • ID scanning with the camera
  • Biometric sign-in

Tech stack

Mobile app (iOS & Android, one codebase)

  • Flutter
  • Dart 3.6
  • Provider
  • Firebase Auth
  • Firebase Messaging
  • Stripe
  • Google ML Kit
  • Biometrics
  • Deep links

Backend

  • NestJS 10
  • Node.js
  • TypeScript
  • TypeORM
  • JWT + Passport
  • bcrypt
  • Swagger
  • Throttler

Have a similar idea?

Let's talk

Abu Omar